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Where the three-to-six-month emergency fund rule actually came from
The most repeated number in personal finance was set in 1996 by polling 156 advisers. Six million households of bank data suggest a very different answer.
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The sleep chart everyone copies has a footnote nobody reads
The age-by-age sleep chart is a compromise document, and the panels that wrote it said so. What the primary sources actually show about how much sleep you need.
Health
The 90% divorce prediction that was never a prediction
The famous accuracy figures are real, and they measure something other than prediction. What happens when a divorce model is finally tested on data it has not already seen.
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Blue-Light Glasses: What the Cochrane Review Found
Seventeen randomised trials, and no reliable evidence that blue-filtering lenses reduce eye strain. The physics is the more interesting part: the lenses block roughly eight percent more blue light than the clear ones.
Renting is not throwing money away, but the real argument is stranger
Housing’s celebrated 7% return is almost all rental yield. Real capital gains run about 1% a year — and the variable that decides the answer is whether you actually invest the difference.
The 90% divorce prediction that was never a prediction
The famous accuracy figures are real, and they measure something other than prediction. What happens when a divorce model is finally tested on data it has not already seen.
No health authority has ever recommended 10,000 steps
Every official physical activity guideline is written in minutes, not steps. A 1965 pedometer brand name filled the gap — and it is aimed at exactly the wrong people.
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The 90% divorce prediction that was never a prediction
The famous accuracy figures are real, and they measure something other than prediction. What happens when a divorce model is finally tested on data it has not already seen.
Stretching Barely Prevents Injuries. Strength Training Cuts Them by Two Thirds.
A meta-analysis of 26,000 participants ranked the injury-prevention strategies head to head. The one everybody does came last. The one almost nobody does came first, by a mile.
The 21-day habit rule came from a plastic surgeon’s book preface
Maxwell Maltz was describing how long patients took to get used to a new face. When researchers finally measured habit formation, the range ran from 18 days to 254.
Opposites don’t attract, but that was never the interesting question
115 of 118 partner traits correlate positively. The gap is in personality — and the twist is that none of it predicts whether a couple will be happy.
Your Myers-Briggs type is four coin flips in a trench coat
The MBTI measures four real traits with decent reliability, then discards most of what it measured by drawing a line through the middle of a bell curve.
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Renting is not throwing money away, but the real argument is...
Housing’s celebrated 7% return is almost all rental yield. Real capital gains run about 1% a year — and the variable that decides the answer is whether you actually invest the difference.
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Blue-Light Glasses: What the Cochrane Review Found
Seventeen randomised trials, and no reliable evidence that blue-filtering lenses reduce eye strain. The physics is the more interesting part: the lenses block roughly eight percent more blue light than the clear ones.
Stretching Barely Prevents Injuries. Strength Training Cuts Them by Two Thirds.
A meta-analysis of 26,000 participants ranked the injury-prevention strategies head to head. The one everybody does came last. The one almost nobody does came first, by a mile.
Sugar Does Not Make Children Hyperactive. The Study That Proved It Tested the Parents.
A 1995 meta-analysis of 23 controlled trials found no effect. A year earlier, a smaller study had already explained why everyone believes otherwise — by giving every child a placebo and lying to their mothers.